Good morning, Carolyn — your SS advisor was wrong, at least from a Canadian perspective. Your CPP pension is based on your total cpp income, which is over 39 years on average (if you take it at age 65) and your U.S. income will be absolutely insignificant. Where the Canada-U.S. agreement can come into play, the question is whether you are eligible for the OAS. This is because it can help you meet the minimum residency requirement of 10 or 20 years to qualify for the OAS, but it has no influence on the amount of your OAS. My name is Rolando Cruz, I found your name on the DRpensions website and I would just like to consult my mother`s application for her old age insurance. I sponsored my mother and she emigrated here to Canada in March 2004. During her 10-year stay here in Canada, she moved to the Philippines three times (2005, 2007- 2010) and spent more than a year there. If I added everyone, she spent about 5.8 years here in Canada and 4.2 years in the Philippines, but she kept Canada as her primary residence. She filed her OAS pension application here in Canada last year (September 2014th), we received a response that they forwarded their application to the international department and then they sent another letter after 1 year, that she is not completing the 10-year stay, so she did not grant her the OAS pension when we filed her application, the basis we considered was the fact that she has both lived here in Canada and the Philippines for the last 10 years. The fact that they said “live or worked”, which means that if she lived in both countries but did not necessarily work, it would have been qualified for at least a partial pension, I think you have more expertise on this, which is why I sent you this letter in the hope that I have the right response Canada has the correct response Canada has a social security agreement with Italy, which coordinates the pension plans of both countries and allows you to claim benefits based on the periods you have lived or worked in Canada and Italy.
Hey, Doug. Here is a more complicated situation: I worked 10 years in Romania, I emigrated to the United States in 1990 and I worked until 1995. In 1994, I emigrated to Canada from the United States and worked in Canada for a year (1995). From 1996 to 2019, I commuted to the United States. I plan to retire at 67 in 2022. Make an invoice: 1. I lived and worked in Romania for 10 years 2. I lived in Canada for 28 years, but I only worked for three years. I lived in the United States for 4 years and worked for 31 years How is my pension calculated? Ro pension-CPP (one year) – Old Security – USA SS? I`ll be excluded from WEP in the U.S., but I wonder if the Can Old Security is 28/40 max? Each agreement is different, but this quote implies to me that if you are briefly in the Canadian residence for OAS purposes, you can only compensate for that with contribution periods in the Philippines, not just periods of stay there.