If you opt for (non-emergency) health services that are eligible to vote in another province or region, coverage may be limited. To receive medical care in a-province/territory, you still need to obtain your valid health card in Canada before receiving medical treatment. If you do not present your provincial/territorial health card at the time of treatment, the hospital or doctor may ask you to pay the a-to-province benefits in advance and file a refund with the health fund in your country or territory. Note: If you are travelling to Quebec, you may have to pay for medical benefits yourself at the time of medical treatment, even if you bring your health card to the treatment facility. Tip: Keep all the original supporting documents that may be required for the audit and verification processes. However, the provinces do not have individual agreements with countries, but they do have to deal with them at home and may not cover everything. Medical expenses known as “additional benefits,” including prescription drugs and land/air ambulance services that your province/territory may cover as part of their health insurance plan, are generally not available to residents outside their home province or territory. The provinces and territories have considerable flexibility in deciding how to fund health insurance plans. Funding can be made through the payment of premiums (as in British Columbia), payroll taxes, sales taxes, other provincial or territorial income, or a combination of methods. Health insurance premiums are allowed as long as residents are denied coverage for necessary hospital and medical care because they are not able to pay such premiums. Provinces/territories that collect premiums also offer income-based financial assistance, so low-income residents can reduce their payments or be totally exempt from payment. Below is a list of standard hospital services covered by mutual billing agreements: The Canada Health Act has reciprocal billing agreements between provinces/territories.

Eligible residents therefore receive the necessary hospital and medical care and the provinces/territories will bill each other for the services provided directly.